The Richard G. Weiss Agency, LLC is a Independent Insurance Agent
We can provide health and medical insurance coverage for any age and offer additional protection for special needs. Here are some of the products we offer. Schedule a FREE CONSULTATION to go over the options that are best suited to you.
Life/Long Term Care Insurance
There are two basic types of Life Insurance - both have many options:
Term Life Insurance
This type of insurance genrally has no cash value, and generally has the lowest premiums. You pay a fixed rate for premiums over a predetermined term, then renew the policy for another term at a new rate until you pass on. Then the face value of the policy is paid to your beneficiaries. You can also choose to prepay the premiums.
Whole Life Insurance
This is a type of life insurance that is designed to cover you for the rest of your life, rather than for a fixed term. This insurance builds up a cash value that may be borrowed against in times of need. You pay the premium for a time period, and then death benefits are paid to your beneficiaries even if you die after the period is over, as long as you have paid all the premiums. You can prepay premiums if you choose.
Policies are designed to cover unexpected costs for hospital stays. Typical plans provide a fixed benefit amount for each day spent hospitalized and can cover expenses that your other insurance policies don't cover.
Long Term Care Insurance
Long-term care insurance helps pay for the costs associated with long-term care. The insurance covers care generally not covered by individual or group health insuranceor Medicare. The policy helps cover the costs of that when you have a chronic medical condition, a disability or a cognative disorder such as Alzheimer's disease.
We are Here to Help You
We take your healthcare coverage seriously. Give us a call and we will fully assess your options, consider your care provider needs and make sure you make the right choice for the right price.