Short Term Health

Short Term Health

In recent weeks we have been contact by several young men or more to the point their wives and “significant others” regarding the need for some type of health insurance. Many have tried going onto the Marketplace during open enrollment and did not understand what they were purchasing or did not see the value. Let’s face it, like my own sons they are not going to a doctor unless truly necessary and usually it is to the urgent care or the ER. Many in this category think they will just deal with the costs later as they can work out a payment plan or don’t have much to lose anyway.  Honestly, I empathize with them as that is how I felt at that age. Who wants to spend money on something they think will never be used?
 
What many do not realized there is an entire product segment that is a great solution for this situation.  The time spent working with providers to get things covered or make payment plans has value and the low cost of many of these plans is less than a nice dinner and drinks. Not to mention the piece of mind know if you are sick, not just hurt you have options. One of the nicest complements I have gotten recently is the stress reduction at home – not from the sense or relief of having insurance but knowing that they will not be asked everyday if this was taken care of today. Silly as that is it was one of the most honest benefits of their purchase.
 
Insurance can be very confusing and many people just don’t know who to ask. I am very fortunate that my children are starting off on their own and when they come to ask questions, they still don’t listen to me – but their friends do.  Eventually you make a choice take care of it or don’t, everything always works out maybe not the way you want it to but let’s have the discussion so you know your choices and the potential consequences and benefits of those choices.  Remember there is never any pressure or fee to have the conversation with me or my associates.  
 
Thank you in advance and we look forward to working with you.

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